When an item isn't quite within budget, a V12 Retail Finance agreement may allow you to spread the cost over a number of months or years, making it affordable (and perhaps allowing you to choose an even better model).
For eligible items*, click or tap 'Finance Available' and use the Finance Calculator to see what options are available and how the monthly repayment alters with different deposit amounts.
Who can apply for a V12 Retail Finance agreement?
Individuals applying for a V12 Retail Finance agreement must be:
- Permanently resident in the UK (but not Jersey or Guernsey) for at least 3 years
- Aged 18 years or older
- Have a bank or building society account with a Direct Debit facility and debit card associated with your permanent address
- In part, full-time or self employment (or, if retired, be able to show proof of income**)
As part of the application process, V12 will perform a credit check to help us assess your eligibility and creditworthiness.
What can be ordered using a V12 Retail Finance agreement?
Virtually any items or group of items that meet a minimum and maximum order value can be ordered using a V12 Retail Finance agreement (subject to the status of the applicant). Items include pianos, digital pianos, keyboards, synthesizers, guitars, amplifiers, orchestral instruments, music technology items and more.
How long does the application process take?
In most cases, the V12 Retail Finance application process takes only a few minutes and can be completed entirely online.
Are there restrictions on delivery?
Orders which have been placed using a V12 Retail Finance agreement can only be delivered to the current address shown on the credit agreement financing their purchase.
Who are V12 Retail Finance?
V12 Retail Finance are one of the UK's fastest growing retail finance companies, working with over 2000 retailers nationwide, from independent shops to larger high street names.
*Items that aren't eligible for finance individually may still be eligible when bought as part of a group of items.
**If you're retired and wish to apply for V12 Retail Finance, please contact us at firstname.lastname@example.org